Terms and Conditions

Terms and Conditions

Welcome to the web site (“Site”) of Innovative Advisory Group, LLC (a Massachusetts Limited Liability Company) (“IAG” “we” or “us”), www.innovativewealth.com (the “Site” or “Web Site”). IAG is the sole owner of this Site. Set out below are terms and conditions for use of this Site. You agree to be bound by these terms if you use our Site. Be sure to check this page periodically for updates, as your continued use of the Site signifies your acceptance of any changed items.

Our Intellectual Property

The IAG name and IAG-branded seals, logos, and related marks are registered trademarks/design marks/service marks of IAG. All rights reserved.

Our Site and all of its contents (articles, text, photographs, images, illustrations,graphics, video material, audio material, and software collectively, the “intellectual property”), are protected by copyright, trademark and other laws of the United States, as well as international conventions and the laws of other countries. The intellectual property is owned or controlled by IAG or the party credited as the provider of the intellectual property. Additionally, the Site itself is protected by copyright as a collective work and/or compilation.

No portion of this Site may be reproduced, duplicated, copied, sold, or otherwise exploited for any commercial purpose that is not expressly permitted by IAG.

You may browse through the Site and occasionally download small amounts of materials appearing on the Site that are of interest to you. You must keep intact all copyright, trademark and other notices contained in your personal copies. Except as otherwise provided in these Terms & Conditions, you may not reproduce or allow others to reproduce your personal copies of downloaded materials, nor may you make them available electronically without our express written consent. You may not save or archive a significant portion of the material appearing on the Site. You may not attempt to alter or modify the content posted on the Site. Except as expressly set forth in these Terms & Conditions,you may not copy, download, display, distribute, publish, enter into a database,perform, modify, create derivative works, transmit, post, decompile, reverse engineer, disassemble or in any way exploit any of our intellectual property or the Site itself.

Communication Policy

While we are happy to have you contact us by telephone, surface mail, electronic mail or facsimile transmission, merely communicating with IAG or a IAG representative does not create an advisory fiduciary relationship unless and until an agreement has been executed between you and the firm. Please do not convey to us any information you regard as confidential until a formal advisor-client relationship has been established. Any information we receive from you prior to the formal establishment of such a relationship may not be confidential.

IAG is the sole owner of information collected on this site. We will not sell, share, or rent this information to others, in ways different from what is disclosed in this statement. IAG collects information from our users at several different points on our website.

Our Web Site offers several opportunities for visitors to register for informational update and alert mailings. These registration and sign-up forms are often linked to the IAG mailing list and require user to give contact information (such as name and email address). We use this contact information to send users information about IAG and their selected areas of interest when requested or necessary. Users may opt-out of receiving future mailings at any time.

Access to the Site

IAG may alter, suspend, or discontinue this Site at any time for any reason,without notice or cost. The Site may become unavailable due to maintenance or malfunction of computer equipment or other reasons.

Proper Use of Our Site

You may not use this Site for any purpose that is unlawful or prohibited by this Terms and Conditions statement, or cause damage on or through this Site.You promise that none of your communications with or through the Site will violate any applicable local, state, national or international law.

You agree to defend, indemnify and hold IAG, its officers, directors, employees,agents, licensors, business associates, and suppliers harmless from and against any actual or threatened claims, actions or demands, liabilities and settlements including, without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your use of the Site in a manner that violates or is alleged to violate this Terms and Conditions statement or any applicable law.

Disclaimer of Warranty, Limitation of Liability, and Release

IAG does not guarantee the accuracy of information found on the Site. Your reliance on information found on the Site is at your own risk.

THE SITE, AND ALL ITS CONTENTS, IS PROVIDED TO YOU “AS IS.” IAG MAKES NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANT ABILITY, FITNESS FOR A PARTICULAR PURPOSE,TITLE, NON-INFRINGEMENT OF THE RIGHTS OF THIRD PARTIES, DATA ACCURACY, OR QUIET ENJOYMENT. UNDER NO CIRCUMSTANCES WILL IAG OR ANY OTHERS INVOLVED IN CREATING THE SITE AND ITS CONTENTS BE LIABLE FOR ANY DAMAGES OR INJURY, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR OTHER DAMAGES RESULTING FROM ANY CIRCUMSTANCE INVOLVING THE SITE OR ITS CONTENT (INCLUDING BUT NOT LIMITED TO DAMAGES OR INJURY CAUSED BY ERROR, OMISSION, INTERRUPTION,DEFECT, FAILURE OF PERFORMANCE, MISDIRECTED OR REDIRECTED TRANSMISSIONS, FAILED INTERNET CONNECTIONS, UNAUTHORIZED USE OF THIS SITE, LOST DATA, DELAY IN OPERATION OR TRANSMISSION, BREACH OF SECURITY, LINE FAILURE, DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THIS SITE, OR COMPUTER VIRUS, WORM, TROJAN HORSE OR OTHER HARMFUL COMPONENT), EVEN IF YOU HAVE ADVISED IAG IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGE. IAG DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE MATERIALS ON THIS SITE IN TERMS OF THEIR TIMELINESS, CORRECTNESS,ACCURACY, RELIABILITY, OR OTHERWISE. WHILE WE MAKE REASONABLE EFFORTS TO PROVIDE ACCURATE AND TIMELY INFORMATION ABOUT IAG ON THIS SITE, YOU SHOULD NOT ASSUME THAT THE INFORMATION PROVIDED IS ALWAYS UP TO DATE OR THAT THIS SITE CONTAINS ALL THE RELEVANT INFORMATION AVAILABLE ABOUT OUR COMPANY. WE UNDERTAKE NO OBLIGATION TO VERIFY OR MAINTAIN THE CURRENCY OF SUCH INFORMATION.

Applicable law may not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations or exclusions may not apply to you. However, in no event shall IAG aggregate liability to you or any third party for damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this Site or U.S.$100.00, whichever is lesser. You agree to bring any and all actions within one year from the date of the accrual of the cause of action, and that actions brought after this date will be barred.

In the event that you have a dispute with IAG about the Site, you release IAG (and our officers, directors, agents, and employees) from claims, demands,and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. Your sole remedy for dissatisfaction or dispute with this Site is to stop using this Site.

Response to Online Requests

From time to time, IAG may offer to provide information or materials via electronic mail or otherwise to interested persons. IAG reserves the right, in its absolute discretion, to reject any requests for such information or materials, or to discontinue the provision of such information or materials to any person,for any reason whatsoever.

Links to Other Sites

Our Site may provide links to web sites not operated by IAG. Access to any other sites linked to this Site is at your own risk. We assume no responsibility for third-party web sites. For example, we do not vouch for the accuracy or reliability of the information on third-party web sites, even if someone from our company is quoted or leaves a comment. We assume no responsibility for the content of or services offered by linked third party-sites, and make no representations regarding the accuracy of materials on third-party Websites. Statements made on third-party Web sites linked to or from this site reflect only the views of their authors and not of IAG. IAG policy on links on this Site can be found on our WebSite Linking Policy page.

Unless otherwise set forth in a written agreement between you and IAG, you may link your web site to the home page of our Site. [provided that you adhere to the following linking policy: (i) any link to IAG’s Site must be a text only link and clearly marked “IAG Site” or “Innovative Advisory Group, LLC” or “NUA Advisors”, (ii) the appearance, position and other aspects of the link may not be such as to damage or dilute the goodwill associated with IAG’s name, trademarks, and certification marks, (iii) the link must “point” to the URL www.innovativewealth.com and not to other pages within our Site, (iv) the appearance, position and other attributes of the link may not create the false appearance that your organization or entity is sponsored by, affiliated with, or associated with IAG, (v) when selected by a user, the link must display the IAG Site on full-screen/full-browser/full-browser tab and not within a “frame” on the linking Site, and (vi) IAG reserves the right to revoke its consent to the link at any time and in its sole discretion.]

Violations and Additional Terms

IAG reserves the right to seek all remedies available at law and in equity for violations of this Terms and Conditions statement, including suspending or blocking your access to the Site. Please see our  Privacy Policy for our policies regarding privacy, which is incorporated herein by reference.

No Waiver

No delay or failure by IAG to enforce any of these Terms and Conditions shall constitute a waiver of any of our rights under these Terms and Conditions. Neither the receipt of any funds by IAG nor the reliance of any person on our actions shall be deemed to constitute a waiver of any part of these Terms and Conditions. Only a specific, written waiver signed by an authorized representative of IAG shall have any legal effect.

Severability

If any clause or provision set forth in this Terms and Conditions statement is determined to be illegal, invalid or unenforceable under present or future law, the clause or provision shall be deemed to be deleted without affecting the enforceability of all remaining clauses or provisions.

Governing Law and Jurisdiction

These Terms and Conditions and any disputes arising under or related to these Terms and Conditions and/or the Privacy Policy or to this Site will be governed by U.S. federal law and the laws of the Commonwealth of Massachusetts, without reference to its conflict of law principles. Any such dispute shall be resolved exclusively in the state or federal courts in Suffolk County, Massachusetts. You agree to submit to the personal jurisdiction and venue of the courts of the Commonwealth of Massachusetts for any legal proceeding involving the Site, regardless of who initiated the proceeding.

This English-language Terms and Conditions statement is IAG official agreement with users of this Site. In case of any inconsistency between this English-language Terms and Conditions statement and its translation into another language, this English-language document shall control.

For More Information

If you have any questions regarding our Terms and Conditions statement, please contact us by sending an email to   IAG Legal Department, calling us at +1-781-577-2782, or writing to us at Innovative Advisory Group, P.O.Box 750073, Arlington, MA 02475.

Changes to this Agreement

IAG reserves the right, in its sole discretion, to modify, alter, or otherwise change this Agreement at any time. We will provide notice of such change on this Web Site. Please review the Terms of Use and/or Additional Terms periodically for changes. Your continued use of the IAG Web Site constitutes your acceptance of and agreement to be bound by these changes without limitation, qualification or change. If at any time you determine that you do not accept these changes, you must stop using this Web Site.

Last Updated: March 2014