Media and Press Releases

Innovative Advisory Group has been in the news...

The principals of Innovative Advisory Group have been featured in publications such as The Wall Street Journal, Reuters, Bloomberg Business Week, The New York Times, Boston Magazine, Boston Globe, The DiWire, Financial Planning Magazine, CNN Money, Structured Products Daily, as well as a number of well known finance blogs, radio stations and podcasts. On this page you can review all the media, podcasts, videos, and press releases in one place. If you are interested in a press kit, please contact us .

  • Media Publications
  • Podcasts
  • Press Releases
  • Videos

Guest Posts

The DiWire (Guest Columnist) - February 2016

In the past four months there have been two announcements of mergers or acquisitions in the financial services industry. The emerging niche of self directed IRA custodians has apparently drawn some interest from firms outside the industry. Is this the sign of a top or a sign of greater interest in alternative investments held in retirement accounts? Read more...

The DiWire (Guest Columnist) - December 2015

A recent study done by Pensco Trust company showed that in a cross section of their clients, 62 percent have increased their allocation to alternative investments, or are planning to in the near future due to recent market volatility. This is not... Read More

Stacking Benjamins - October 2015

“Your home (whether you rent or own it) is a personal expense, not an investment. Many people don’t even consider renting because of the social stigma attached. Unless your home is...”

Stacking Benjamins - October 2015

“If you don’t want to learn anything about investing and want someone else to manage it for you, then find a fee-only financial advisor to provide you with guidance and advice”

The Di Wire (Guest Columnist) - June 2015

The risk of fraud with Self Directed IRAs is a well known problem among industry participants. Self Directed IRA industry participants and regulators have issued a number of press releases, articles, and educational materials to the investing public to educate them about this problem. Here are some of the.... Read more...

The Di Wire (Guest Columnist) - March 2015

Investors should take these pieces of wisdom from Peter Lynch and apply them to their own investing plan. Self Directed IRAs as described in my earlier post The Self Directed IRA 101, are a great way to diversify beyond the stock and bond markets into asset classes that you know.... Read more...

Deposit A Gift (Guest Columnist) - February 2015

Each of the six life cycle stages have certain characteristics attributed to the needs of the person during that period in their life. However, when you start to do your retirement planning, you could easily simplify those stages into three... Read more...

This Man Has a $100,000,000 IRA - Here is the secret to his success

Lazy Man and Money (Guest Columnist) - January 2015

I’ll bet your first thought is that this headline is an exaggeration. In fact, it isn’t. There is at least one person who has accomplished this feat with their IRA and there could be as many as 314... Read more..

Lazy Man and Money (Guest Columnist) - January 2015

I’ll bet your first thought is that this headline is an exaggeration. In fact, it isn’t. There is at least one person who has accomplished this feat with their IRA and there could be as many as 314... Read more..

The Di Wire (Guest Columnist) - January 2015

In 2008 the global financial system melted down destroying a lot of wealth and investor goodwill in the process. Since the spring of 2009, the stock markets have risen, and with that rise brought a lot of that goodwill back. However many investors are still weary of... Read more...

The Di Wire (Guest Columnist) - December 2014

It is clear that in the past few years, investors have been showing an increased level of interest in learning more about alternative investments. They have also expressed a desire to increase their portfolio allocation into... Read more...

The Di Wire (Guest Columnist) - November 2014

Do you have clients who want to startup or buy a private business, and they end up taking money out of their IRA to invest in this venture? Do your clients contribute less than... Read more...

Deposit A Gift (Guest Columnist) - November 2014

Just imagine that you are sitting on a beach watching a sunset with your spouse. Or imagine you are spending time with your grandkids without worrying about your next business meeting. These are the types of things people imagine when they think of retirement. In order for these images to become a reality, you need to... Read more...

Greater Portland Industrial Market Survey - January 2014

Did you know you could use your IRA or 401k to invest in physical real estate? Most people who are reading this either own... Read more as PDF.

Wall Street Journal (Guest Columnist) - December 2013

After two major stock-market gyrations in one decade—the first in 2000, the second in 2008—many clients have expressed a desire to invest in "real" assets that aren't affected by swings in the market... Read more.

Wall Street Journal (Guest Columnist)- November 2013

Over the past five years, I've seen many clients begin to search for investments that aren't dependent on the gyrations of the market. After two major collapses in one decade--the first in 2000, the second in 2008--many investors want to have more control over their own investments. One option is to invest in real assets. This sentiment has... Read more.

Interviews or Quoted

Structured Products Daily

The Prospect News - September 2017

"Anything with principal protection in this market environment is appealing to investors." said Chisholm "I think the overall trend for European stocks will continue to be higher unless we run into a major event, in which case the market could unwind and you would be protected."

Structured Products Daily

The Prospect News - September 2017

"Emerging market tend to be more volatile, can produce bigger returns and bigger crashes just by virtue of their volatility." said Chisholm " So while it looks like the upside and the downside protection are both reasonable, if I'm going to be tied up for three years, I would prefer to have a buffer rather than a barrier."

Structured Products Daily

The Prospect News - June 2017

"If the market continues to act the same, then its a reasonable way to invest. However, I don't think it's going to play out like that. We may have a little more upside in the very short term... but we're long overdue for a recession. There is a high likelihood we will have one in the next five years." said Chisholm

Structured Products Daily

The Prospect News - June 2017

"It's pretty straight forward. You're getting a normal, one-to-one downside while your upside is 1.36 times. I like the "no-cap", and I like the leverage. But I don't like giving up the dividends." said Chisholm

Structured Products Daily

The Prospect News - May 2017

"This is overly complicated, and it would be extremely challenging to explain to any client who is not a professional investor, You would need a doctorate in portfolio management just to understand all the aspects of this complex investment." said Chisholm

Structured Products Daily

The Prospect News - April 2017

"With this note you're really opting for a flat to slightly down scenario for the worst of these two indexes. If the market is down 30% or less, you'll do fine. But again if the market does well, you'll get called." said Chisholm

Structured Products Daily

The Prospect News - March 2017

"This bull market is one of the longest in recent history. One of the risks is that the recent rally was built around expectations of many positive changes. If those changes fail to happen, the market could take a different turn." said Chisholm

Structured Products Daily

The Prospect News - March 2017

"I'm not particularly impressed by the notes because of the arbitrages that are going on between those two markets based on political events," said Chisholm. " There are other ways to speculate on the outcome of Brexit or the future elections to be held in some European countries."

Structured Products Daily

The Prospect News - February 2017

"I have a serious reservation on this note when it comes to the risk at maturity. Even though 40% is a big drop, anything can happen in 10 years," said Chisholm. "To me, it is a huge deterrent. It's one thing to assess the risk of not getting your coupon, it's another to lose your money or a big chunk of it at maturity." 

Structured Products Daily

The Prospect News - January 2017

"In general, I'm not a big fan of of the "worst of" notes. It puts a negative tone on the investment," said Chisholm, Wealth Manager and Principal at Innovative Advisory Group. It's hard for investors to get excited about investing in the worst performing index."

Structured Products Daily

The Prospect News - January 2017

"If the market goes up, it's certainly a more conservative way to play it. You're getting leverage, which makes up for the low volatility. All you are losing is the income and the opportunity cost for being tied up for 5 years, which in my opinion is a long time," said Chisholm.

Structured Products Daily

The Prospect News - November 2016

"When you look at three different positions, it's very hard to predict", said Chisholm, "The others are not even close. If I wrote an out-of-the money Put on Marathon for that length, I'd have a better probability of success than with the notes."

Structured Products Daily

The Prospect News - November 2016

"This is effectively a six-year covered call on the S&P 500," said Chisholm, "Six years is way too long to be considering that strategy... There's much less liquidity with the note. An exchange-listed option, particularly on the S&P 500 is liquid. You can always find a buyer."

Structured Products Daily

The Prospect News - November 2016

"I don't have the exposure to the credit risk of the issuer when I deal with a publicly traded option... And I don't have the liquidity risk. I can trade the put any time and buy it back. I don't have to wait for the contract to expire." said Chisholm.

Structured Products Daily

The Prospect News - October 2016

"This trade involves too many unknown factors, such as the implementation of the Brexit vote, the movement of the British Pound, and the relationship between the pound and equity prices....You don't have to invest everywhere. This particular market is a place I would ignore." said Chisholm.

Structured Products Daily

The Prospect News - September 2016

"Statistically, the stock market is goes two-thirds of the time and down one-third of the time, so from that statistical standpoint, it is better to be bullish... This is one of the reasons that people tend to go long in the market... Also, the S&P 500 is not going to go to zero while it can go up in excess of 100%.” said Chisholm.

5 Things You Don't Know About Interest Rates

Trust Advisor - September 2016

"Interest rates will stay lower longer than most people would imagine..." Chisholm points out that there is not much room to raise positive interest rates. “It is highly improbable that 10-year Treasury interest rates will rise above 3% in the near future,” said Chisholm.

Investopedia - August 2016

"If you have a 401(k) plan with the ability to take out a loan, you can withdraw the funds tax-free... Of course, you will have to pay them back, but this allows you to borrow from your 401(k) account and pay yourself back the interest and principal over time."

US News & World Report - July 2016

"Share buybacks are a tax-efficient method of returning cash to shareholders," says Kirk Chisholm, wealth manager at Innovative Advisory Group in Lexington, Massachusetts. "While this is not always the reason companies repurchase shares, it is the reason that great capital allocators do it."

US News & World Report - July 2016

"He goes on to say how risk management is one of the most important things an investor needs to learn. Fortunately, Chisholm says it’s easy to learn about risk management while using small amounts of money..." Read More

GoBankingRates - January 2016

"While traditional advice is to subtract your age from a hundred and use this value as the percentage of bonds in your portfolio, Chisholm and others recommend a more cautious approach...." Read More

Domain Name Wire - December 2015

"While there are some strict rules that the investor would have to follow, a number of investors have successfully used domain names as their choice of investment for their retirement funds..." Read More